TOOLS

Real estate calculators

Estimate your mortgage payment, land transfer tax, and how much home you can afford — using real Canadian numbers.

Purchase price

Down payment ($)

Down payment (%)

Amortization

Interest rate

Payment frequency

CityToronto has an additional municipal land transfer tax.

First-time home buyer

MONTHLY PAYMENT

$—

based on your inputs

Purchase price—

Down payment—

Mortgage amount—

Land transfer tax (net)—

Est. cash to close—

Estimates only. Payment shown assumes the rate you entered and is not a rate quote or mortgage approval. Actual payments vary by lender, credit profile, and qualifying rate. Consult a licensed mortgage broker.

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Disclaimer

These calculators are for informational purposes only and do not constitute financial, legal, or mortgage advice. Results are estimates based on your inputs and current Ontario regulations. Interest rates, tax brackets, and eligibility rules are subject to change without notice. The Nagpal Group makes no guarantee as to the accuracy of results. Always consult a licensed mortgage broker, real estate lawyer, and financial advisor before making any real estate decision.